|
AIB
|
Green Mortgage Rate
|
https://aibni.co.uk/our-products/mortgages/green-mortgage
|
Feb-20
|
Yes
|
|
Yes
|
|
Yes
|
EPC must be submitted at the stage of application.
|
New Builds and Existing Homes
|
A/B
|
|
|
Barclays
|
Green Home Mortgages
|
https://www.barclays.co.uk/mortgages/green-home-mortgage/
|
2018
|
Yes
|
|
|
|
Yes
|
Verification via an EPC or Predicted EPC that property has or will have an energy efficiency rating of 81 or above, or EPC A or B.
|
New Build
|
A/B; 81 SAP
|
|
|
Barclays
|
Green Home Reward
|
https://www.barclays.co.uk/mortgages/greener-home-reward/?
|
2022
|
|
|
Yes
|
Yes
|
|
Invoice provided showing proof of works
|
|
|
|
|
Barclays
|
Incentive: 50% Discount on Hive products and instillation
|
https://www.barclays.co.uk/sustainability/greener-homes/hive-thermostat-mini/terms-and-conditions/
|
Apr-23
|
|
|
|
|
|
|
|
|
|
|
Barclays
|
Green Home Buy-to-Let Mortgages
|
https://www.barclays.co.uk/mortgages/green-buy-to-let-mortgage/
|
Jan-22
|
Yes
|
|
|
|
Yes
|
Verification via an EPC or Predicted EPC that property has or will have an energy efficiency rating of 81 or above, or EPC A or B.
|
Buy-to-let, Existing and New Build
|
A/B; 81 SAP
|
|
|
Birmingham Midshires
|
Green Mortgages
|
https://www.bmsolutions.co.uk/placing-business/green-mortgages/
|
Jul-22
|
Yes
|
|
|
|
Yes
|
Customers are required to have either a valid Energy Performance Certificate (EPC) or Predicted Energy Assessment (PEA) of A-C
|
Buy-to-Let or Let-to-Buy Property
|
A-C
|
Yes
|
|
Coutts
|
Green Mortgage
|
https://www.coutts.com/about/sustainability.html
|
Jun-21
|
|
|
Yes
|
|
Yes
|
The client is asked to send across a copy of the EPC certificate. To validate, bankers are also instructed to enter the RRN code on epcregister.com to check the EPC Grade.
|
Existing Homes or New Build
|
A/B
|
Yes
|
|
Coutts
|
Retrofit Green Mortgage
|
https://www.coutts.com/about/sustainability.html
|
Jun-21
|
|
Yes
|
Yes
|
Yes
|
|
The client is asked to send across a copy of the EPC certificate. To validate, bankers are also instructed to enter the RRN code on epcregister.com to check the EPC Grade.
|
|
A/B/C
|
Yes
|
|
Coventry Building Society
|
Green Additional Borrowing
|
https://www.coventrybuildingsociety.co.uk/member/mortgages/sustainable-living/green-additional-borrowing.html
|
May-23
|
Yes
|
Yes
|
|
Yes
|
|
Prior to an offer being produced, customer must send in a quote confirming the work being undertaken amounts to at least half the funds being requested.
|
Residential and Buy-to-Let
|
|
Yes
|
|
Chorley Building Society
|
Green Home Improvements - Additional Borrowing
|
https://www.chorleybs.co.uk/mortgages/additional-borrowing/
|
Jul-22
|
|
Yes
|
|
Yes
|
|
|
|
|
|
|
Chorley Building Society
|
Green Home Improvements
|
https://www.chorleybs.co.uk/knowledge-hub/your-guide-to-a-greener-home/
|
May-22
|
|
|
Yes
|
|
|
|
Existing Properties
|
A-B
|
|
|
Coventry Building Society
|
Green Additional Borrowing
|
https://www.coventrybuildingsociety.co.uk/member/mortgages/sustainable-living/green-additional-borrowing.html
|
May-23
|
Yes
|
Yes
|
|
Yes
|
|
Prior to an offer being produced, customer must send in a quote confirming the work being undertaken amounts to at least half the funds being requested.
|
Residential and Buy-to-Let
|
|
Yes
|
|
Danske Bank
|
Danske Carbon Neutral Mortgage
|
https://danskebank.co.uk/personal/products/mortgages/carbon-neutral-mortgages
|
Jan-22
|
Yes
|
|
Yes
|
|
|
|
Existing Homes
|
A-C
|
|
|
Dudley Building Society
|
Eco Self-Build Discount for Term - Advance
|
https://www.dudleybuildingsociety.co.uk/intermediaries/intermediaries/products/eco-self-build-discount-for-term-advance/
|
2020
|
Yes
|
|
|
|
Yes
|
Plans of how the EPC rating will be incorporated into the plan must be evidenced.
|
Self-Build
|
Anticipated A or B
|
Yes
|
|
Dudley Building Society
|
Eco Self-Build Discount for Term - Arrears
|
https://www.dudleybuildingsociety.co.uk/intermediaries/intermediaries/products/eco-self-build-discount-for-term-arrears/
|
2020
|
Yes
|
|
|
|
Yes
|
Plans of how the EPC rating will be incorporated
|
Self-Build
|
Anticipated A or B
|
Yes
|
|
Dudley Building Society
|
Two Year Fixed Energy Efficient Remortgage
|
https://www.dudleybuildingsociety.co.uk/intermediaries/intermediaries/products/3-79-two-year-fixed-energy-efficient-remortgage/
|
Jun-21
|
Yes
|
|
Yes
|
Yes
|
|
Quotes of how the borrower intends to improve the EPC rating must be evidenced.
|
Residential Homes
|
A/B
|
Yes
|
|
Dudley Building Society
|
Three Year Fixed Rate Energy Efficient BTL Remortgage
|
https://www.dudleybuildingsociety.co.uk/intermediaries/intermediaries/products/three-year-fixed-rate-energy-efficient-btl-remortgage/
|
Jun-21
|
Yes
|
|
Yes
|
Yes
|
|
Quotes of how the borrower intends to improve the EPC rating must be evidenced. Cashback must be used to improve EPC band.
|
Buy-to-Let
|
A/B/C
|
Yes
|
|
Dudley Building Society
|
Two Year Discount Energy Efficient Further Advance
|
https://www.dudleybuildingsociety.co.uk/intermediaries/intermediaries/products/2-10-two-year-discount-energy-efficient-further-advance/
|
Jun-21
|
|
Yes
|
Yes
|
Yes
|
|
Indicative list of accepted home improvements provided.
|
Existing Homes
|
N/A Based on qualifying works
|
Yes
|
|
Ecology Building Society
|
C-Change Discount: Sustainable Homes Discount
|
https://www.ecology.co.uk/mortgages/c-change-discounts/#sustainable
|
2006
|
Yes
|
Yes
|
|
|
Yes
|
Discount applied once confirmation that property is completed and final energy certification is provided.
|
Self- and Custom-Build, Existing Homes, Conversions
|
Minimum A/B (88 SAP for self- and custom-build and 85 SAP for conversions)
|
Yes
|
|
Ecology Building Society
|
C-Change Discount: Retrofit Discount
|
https://www.ecology.co.uk/mortgages/c-change-discounts/#retrofit
|
2006
|
Yes
|
Yes
|
|
Yes
|
Yes
|
Discount applied based on the scale of improvements in the EPC rating and once final energy certification is provided.
|
Renovations
|
Improvement in the EPC rating
|
Yes
|
|
Ecology Building Society
|
C-Change Discount: Energy Improvements Discount
|
https://www.ecology.co.uk/mortgages/c-change-discounts/#energy-improvements
|
2006
|
Yes
|
Yes
|
|
Yes
|
|
Discount applied to value of qualifying works for energy efficiency improvements.
|
Existing Homes, Renovations
|
N/A - based on qualifying works
|
Yes
|
|
Foundation Home Loans
|
Green ABC+ Products
|
https://www.foundationforintermediaries.co.uk/buy-to-let/green-mortgages/
|
Apr-22
|
Yes
|
Yes
|
|
Yes
|
Yes
|
Property EPC must show the rating applicable to the product. Product comes with one free valuation.
|
Buy-to-Let
|
A/B/C
|
|
|
Foundation Home Loans
|
Green Reward Mortgage
|
https://www.foundationforintermediaries.co.uk/buy-to-let/green-mortgages/
|
Feb-21
|
|
|
Yes
|
|
Yes
|
Cashback upon completion and a reduced product fee.
|
Buy-to-Let
|
A/B/C
|
|
|
Gatehouse Bank
|
Green Home Purchase Products
|
https://gatehousebank.com/personal/home-finance/green-finance-products
|
Apr-22
|
Yes
|
|
|
|
Yes
|
EPC must be submitted at the stage of application.
|
Buy-to-Let, Existing Homes
|
A/B
|
|
|
Hampshire Trust Bank
|
Bridge EPC Refurb
|
https://www.htb.co.uk/blog/htb-unveils-bridge-epc-product
|
May-22
|
|
Yes
|
|
Yes
|
|
|
Buy-to-Let
|
A-C
|
|
|
Halifax
|
Green Living Reward
|
https://www.halifax.co.uk/mortgages/help-and-advice/green-living/green-living-reward.html
|
Nov-20
|
|
|
Yes
|
Yes
|
|
Customers are required to submit a claims form and upload a copy of their invoice. Customers must register for the reward by the 31st October 2023 and claim by 29th February 2024
|
Existing Homes, New Builds
|
|
Yes
|
|
Halifax
|
Green Mortgage Cashback
|
https://legacy.greenfinanceinstitute.com/programmes/ceeb/green-mortgages/
|
Jul-21
|
|
|
Yes
|
|
Yes
|
Customers are required to have either a valid Energy Performance Certificate (EPC) or Predicted Energy Assessment (PEA) of A or B
|
Existing Homes, New Builds
|
A/B
|
Yes
|
|
Hinckley and Rugby Building Society
|
Green Mortgages
|
https://www.hrbs.co.uk/mortgages/green-mortgages/
|
Jul-21
|
Yes
|
Yes
|
|
Yes
|
|
At least 50% of additional funds borrowed must be spent on specified list.
|
Buy-to-Let and Residential
|
|
Yes
|
|
Just Group
|
Green Lifetime Mortgage Feature
|
https://www.justadviser.com/products/lifetime-mortgages/green-lifetime-mortgage-feature
|
Jul-20
|
Yes
|
|
Yes
|
Yes
|
|
EPC must be submitted at the application stage. All customers will receive cashback when the advance completes to contribute to cost of EPC.
|
Existing Homes
|
|
|
|
Kensington Mortgages
|
eKo reward £500 cashback - Residential Purchase
|
https://www.kensingtonmortgages.co.uk/intermediaries/products
|
2021
|
|
|
Yes
|
|
Yes
|
Property must be rated A/B at time of purchase. Purchase Only
|
New Build and energy efficient existing properties
|
|
|
|
Kensington Mortgages
|
eKo reward £500 cashback - BTL Purchase
|
https://www.kensingtonmortgages.co.uk/intermediaries/products/buy-to-let
|
2021
|
|
|
|
|
|
Property must be rated A/B at time of purchase. Purchase Only
|
New Build and energy efficient existing properties
|
|
|
